Here's a pro-tip before you remodel...

"Deal Killer - Powered by Focus" (dealkiller-ii) 11/27/2018 at 20:49 • Filed to: None

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Please, for the love of God Almighty, don’t start gutting your bath, kitchen or other living area before you decide to refinance your home.

Wait until I, you’re professional real estate appraiser, comes through and opines a value for your property. Then, after the report is in your hands, go nuts and dismantle anything you want. There is nothing worse, well, at least it’s not easy, for me to walk into a home that is in the middle of some major renovation work. 90% of lenders want an “As Is” report, especially those who offer “rocket” loans or some such. Just a helpful tip. Please continue your automotive posting.

CarsofFortLangley - Oppo Forever > Deal Killer - Powered by Focus 11/27/2018 at 21:01

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We should all give one tip of professional advice:

Don't commit insurance frauf in anyway....we know

Future Heap Owner > CarsofFortLangley - Oppo Forever 11/27/2018 at 21:02

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What if I’m so good that even *I* don’t know I’m committing insurance fraud?

Akio Ohtori - RIP Oppo > Deal Killer - Powered by Focus 11/27/2018 at 21:04

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Funny enough that is why I didn’t want an appraisal when we had just started our bathroom project.  I figured that would look uhh... not great.

HFV has no HFV. But somehow has 2 motorcycles > Deal Killer - Powered by Focus 11/27/2018 at 21:10

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I’m guessing this happens because these things happen in this order.

1 home owner decides to remodel.

2 home owner gets a rough idea of what it will cost, without professional help.

3 home owner starts tear out because it’s easy, and FUN!

4 home owner starts the process for doing remodel on their own, but fails miserably and gives up.

5 home owner finally gets an estimate from a professional installer, HOLY STICKER SHOCK BATMAN, I NEED A LOAD ASAP!

This will probably happen to me when I decide to tear our my shower and build a ceramic shower. 

The Dummy Gummy > Deal Killer - Powered by Focus 11/27/2018 at 21:14

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Wow, that’s a bad misstep. Next time if you make this screw up, just take a home equity loan out, finish the work and then refinance if need be.

Jordan and the Slowrunner, Boomer Intensifies > CarsofFortLangley - Oppo Forever 11/27/2018 at 21:17

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If you have a drinking well, have the well cleaned occasionally. The pump is at the bottom, and sometimes the water up top sits for years, forming bacteria and other fun stuff.

One more, if you have a drinking well and live near a gas station, check it annually.

SilentButNotReallyDeadly...killed by G/O Media > Deal Killer - Powered by Focus 11/27/2018 at 21:21

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Our first house was purchased with a small loan to cover my contribution . The appraiser got out of his car, took one look at the house, said “Jesus, what a shit heap. But at least the land is worth more than the loan value. ” Then got back in his car and drove off.

I wasn't sure if I was impressed or offended. After all...it was a shit heap at the time.

haveacarortwoorthree2 > CarsofFortLangley - Oppo Forever 11/27/2018 at 21:23

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If you need a lawyer, don’t hire one who advertises. And don’t hire one who does criminal law, personal injury, immigration, tax, and  bankruptcy.

Kiltedpadre > CarsofFortLangley - Oppo Forever 11/27/2018 at 21:23

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I’ve got one.

If you don’t pay your water bill for six months it’s not acceptable to use a hamer to break all the windows in the city workers car when they’re told to shut off your water.

If you do the above don’t follow it up after the police arrive by pointing to a gun safe and saying you’ll shoot at every city vehicle that drives by your house.

If you do the above don’t grab your hammer and throw it at the police officer when he informs you you’re under arrest.

This all happened last week in a neighboring city.

SilentButNotReallyDeadly...killed by G/O Media > Future Heap Owner 11/27/2018 at 21:23

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You are one of ‘ those’ drivers are you? You know the ones who always drive like they are the subject of a dashcam video...

Future Heap Owner > SilentButNotReallyDeadly...killed by G/O Media 11/27/2018 at 21:29

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The subject being the one that does the crazy shit to get the video uploaded to YouTube? Naw. I’m probably a slightly better than average driver, more because the average driver looks at their phone a lot rather than anything to do with my driving ability.

CarsofFortLangley - Oppo Forever > haveacarortwoorthree2 11/27/2018 at 21:31

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Persobal injury lawyers... Fuck em

TheRealBicycleBuck > CarsofFortLangley - Oppo Forever 11/27/2018 at 21:35

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Don’t rely on online maps to determine the property line when building or moving your fence. H ire a surveyor and trust the results.

f86sabre > CarsofFortLangley - Oppo Forever 11/27/2018 at 21:44

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Commercial aviation isn’t free and you get what you pay for. Don’t be surprised when your $79 round trip to Europe is delayed four days and the carrier goes bankrupt before your return trip. The DOT collects mandated metrics on air carrier performance. Anyone can look it up.

https://www.bts.gov/newsroom/air-travel-consumer-report-september-2018-numbers

Deal Killer - Powered by Focus > CarsofFortLangley - Oppo Forever 11/27/2018 at 21:52

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Are we drinking? If so, cheers! So am I, as I sit here in my office typing up said report of a home with a dismantled bathroom.

CarsofFortLangley - Oppo Forever > Deal Killer - Powered by Focus 11/27/2018 at 21:55

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Im drinking... coffee. Looking over my new claims

Deal Killer - Powered by Focus > The Dummy Gummy 11/27/2018 at 21:55

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No, I’m the appraiser. This was my subject this morning. It happens way more often than you’d expect. I walked through at least two homes that were down to the studs throughout the entire home. Both went back to the banks, eventually.

The Dummy Gummy > Deal Killer - Powered by Focus 11/27/2018 at 21:57

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I just realized you need a walk through for a home equity too. What a bunch of dumb dumbs haha.

ttyymmnn > CarsofFortLangley - Oppo Forever 11/27/2018 at 21:59

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If you can count to three, you can play music.

AMGtech - now with more recalls! > CarsofFortLangley - Oppo Forever 11/27/2018 at 22:14

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Perform ALL automotive maintenance on time to prevent catastrophic failure in the future.

CarsofFortLangley - Oppo Forever > ttyymmnn 11/27/2018 at 22:15

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Honestly, I have tried to play music in my life.  It just isn’t happening 

AMGtech - now with more recalls! > f86sabre 11/27/2018 at 22:19

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Did that actually happen to someone?

ttyymmnn > CarsofFortLangley - Oppo Forever 11/27/2018 at 22:30

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Oftentimes, it just doesn’t happen for me. But I’ve always said, it’s equally important to learn what you are not good at, as it is learn what you are good at. Dirty Harry perhaps said it best:

DipodomysDeserti > CarsofFortLangley - Oppo Forever 11/27/2018 at 22:33

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Add acid to water, never the other way around. Never taste anything, no matter how tempting. Always  waft anything you feel like smelling.

Highlander-Datsuns are Forever > f86sabre 11/27/2018 at 22:44

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I just paid $500 for a round trip on a united erj 145, tell me more!

Highlander-Datsuns are Forever > CarsofFortLangley - Oppo Forever 11/27/2018 at 22:46

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If your are putting a really big pipe in the ground make sure to compact the soil really well. This is only a 24” pipe but the only photo I had on my phone.

shop-teacher > Kiltedpadre 11/27/2018 at 23:31

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I dunno, those all seem like great ideas to me.

Quadradeuce > TheRealBicycleBuck 11/28/2018 at 10:15

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This brings me back. When we bought our house, I was able to find the property markers so that we could put in a fence. I live in a very old neighborhood set on a very standardized grid, so it wasn’t hard to find the markers. THEN, I measured my lot to make sure the markers agreed with what the city had measured. THEN, I checked GPS and it checked out. THEN, I called the landlord of the property next door, showed him where the property line was, agreed it looked correct, noted that the line runs within 16" of his house (OLD NEIGHBORHOODS, RIGHT?), and he signed off on it.

Fast forward to the tenants going bat shit over the fence, cutting all my survey lines, police getting involved, them giving me shit about it for the next 8 years, etc.

When the next satellite update of our local GIS when live, I zoomed in on the fence. Nailed it. Fence was right where it was supposed to be. Landlord next door gets divorced, goes bankrupt, gets foreclosed on, tenants get evicted, destroying house on the way out, city condemns it, ban k firesales it to me for the price of a new Suburban. Life turns out OK in the end.

f86sabre > AMGtech - now with more recalls! 11/29/2018 at 10:08

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https://www.bloomberg.com/news/articles/2018-11-29/icelandair-drops-takeover-of-wow-air